Loan Against Property
High liquidity against commercial, industrial, or residential properties.
Home Loan
Affordable housing finance for purchase, construction, & renovation.
Business Loan
Zero-collateral funding for MSMEs and GST-registered firms.
Working Capital (CC/OD)
Cash credit & overdraft limit against stock and debtor receivables.
Apply for a Loan
In-principle bank sanction within 24–48 hours
India’s Most Transparent Loan Against Property (LAP)
Whether you own a commercial gala in Mumbai MIDC, an industrial factory in Sanand Gujarat, or a commercial office in Bengaluru, our dedicated LAP specialists coordinate title search, valuation, and bank approval with zero hidden charges.
Residential Property
Up to 70% LTVSelf-occupied, vacant, or rented flats, independent villas, and residential row houses.
Commercial Property
Up to 65% LTVShops, corporate offices, showroom units, and retail spaces in approved commercial layouts.
Industrial Property
Up to 60% LTVFactory land, RCC manufacturing galas, warehouses, and sheds in MIDC, GIDC, or approved industrial estates.
LAP Balance Transfer
Heavy Top-UpReduce your ongoing interest rate by up to 200 bps + release substantial top-up working funds.
Two independent valuation reports to ensure the highest sanctioned loan amount.
The 15-Stage LAP Journey
Click any stage below to inspect statutory milestones, legal search, and bank involvement
30-Year Advocate Legal Title Search
In-depth title examination conducted by bank-empaneled senior advocate tracing continuous non-encumbered title for 30 years.
- Sub-Registrar Search Report (30 Yrs)
- Public Notice in 2 Newspapers (if needed)
- Advocate Non-Encumbrance Certificate (NEC)
Bank Panel Legal Advocate validation
Plan Your Loan EMI & Repayment Schedule
Adjust principal, interest rate, and tenure sliders for instant installment breakdown
Loan & LAP EMI Calculator
Calculate accurate monthly installment & interest breakdown
* Note: EMI shown is an indicative estimate. Actual interest rates, processing fees, and terms depend on lender credit policy, property valuation, and CIBIL score.
Calculate LAP Property Valuation & Maximum Bank Limit
Estimate your loan eligibility based on current circle rates, market square-footage, and institutional LTV caps.
- Zero pre-payment penalty for floating rate individual cases
- Option to lock in fixed rates or competitive MCLR/EBLR spreads
How LendingLoan Works in 4 Steps
Structured borrowing without endless branch visits or hidden broker cuts
Submit Online Enquiry
Fill the 2-minute online form with basic business details & loan requirement.
Dedicated RM Assigned
Your senior relationship manager calls to collect banking & KYC documents securely.
Multi-Bank Sanctions
We log into multiple top partner banks to negotiate the lowest ROI and best terms.
Disbursement in Account
Complete loan agreement signing and receive funds directly in your primary account.
25+ Institutional Banking & NBFC Partners
We maintain direct corporate DSA & wholesale empanelment with India’s leading scheduled commercial banks and housing finance corporations.
Are You a CA, Tax Consultant, or Real Estate Agent?
Join LendingLoan as a Certified Channel Partner. Submit client leads and earn up to 1.5% commission with complete tracking transparency.
Trusted by 850+ Chartered Accountants & corporate advisors nationwide.
Got Questions About Loan Distribution & LAP?
Clear, honest answers regarding collateral eligibility, multi-bank underwriting, and timelines.